Verified July 8, 2026 against CRA and provincial sources

Canada PRO Deposit, Decoded

A deposit labelled Canada PRO means the CRA delivered a provincial program to you. In Ontario that's the Trillium Benefit on the 10th; in Alberta it's the Child and Family Benefit paid quarterly. Here's how to confirm yours.

Next PRO, Ontario
--days
July 10, 2026 (Trillium)
Next PRO, Alberta
--days
August 27, 2026 (ACFB)
Ontario rhythm
10th
Monthly, moved up on weekends
ACFB max, family
$5,882
Per year, 2026-27 rates
Canada PRO deposit decoded, one glowing label branching to Ontario trillium and Alberta mountain tiles with Canadian coins
The definition

What is a Canada PRO deposit?

PROprovincial programs, CRA-delivered

Canada PRO is the bank statement label for provincial programs the CRA pays on a province's behalf. In Ontario it's the Ontario Trillium Benefit, paid monthly on the 10th. In Alberta it's the Alberta Child and Family Benefit, paid quarterly.

The decoder

Which program sent your Canada PRO deposit?

Your province answers it instantly, and the timing confirms what the label won't tell you.

ProvinceProgram2026 timingMaximums
Ontario Ontario Trillium Benefit
OSTC + OEPTC + NOEC in one deposit
10th monthly (Jan 9, May 8, Oct 9 shifted) Up to $378 per person + property credits to $1,488
Alberta Alberta Child and Family Benefit
Base + working component per family
Feb 27, May 27, Aug 27, Nov 27 Combined up to $5,882 per year, 2026-27
Ontario

What does Canada PRO mean in Ontario?

It's the Trillium Benefit, which bundles the Ontario Sales Tax Credit, the Energy and Property Tax Credit and the Northern Ontario Energy Credit into one monthly deposit. The 10th-of-month schedule, the three credits and the $500 lump sum rule all live on our Ontario Trillium Benefit payment dates page.

One Ontario quirk worth repeating: a single larger PRO deposit in July isn't a bonus. Annual entitlements of $500 or less pay as one lump sum with the July payment, and that's the whole year's benefit arriving at once.

Alberta

What does Canada PRO mean in Alberta?

It's the Alberta Child and Family Benefit, paid 4 times in 2026: February 27, May 27, August 27 and November 27, all Fridays. The August 27 payment is the first at the new 2026-27 rates calculated from your 2025 return, with a combined maximum of $5,882 per year for a working family with 4 or more children.

The ACFB stacks two parts: a base component every eligible family receives, up to $1,529 for one child and $3,821 for four, and a working component up to $2,061 that grows with employment income. The base starts reducing above $28,116 in adjusted family net income, the working component above $47,115, and both arrive in the same PRO deposit alongside the family's separate CCB payment from the federal side.

Alberta families watching the calendar closely will notice August 27 is also a CPP and OAS payment date, so it's entirely normal for a household with grandparents to see three government deposits land the same morning under three different labels.

The label family

How does PRO fit with the other deposit codes?

PRO is one of four CRA labels. FPT carries the CCB and the Groceries and Essentials Benefit, RIT is a tax refund, and FED covers other federal payments. The bank shows you the payment stream, never the program, which is exactly why this decoder section exists.

See all four deposit codes
Quick answers

Canada PRO questions, answered

Is a Canada PRO deposit taxable?
No. Both programs behind the label are tax free. You don't report the Trillium Benefit or the Alberta Child and Family Benefit as income, and neither affects your other credits.
What's the difference between Canada PRO and Canada FPT?
PRO carries provincial programs like the OTB and ACFB, while FPT carries credits with federal and provincial components mixed, like the CCB and the Groceries and Essentials Benefit. Different label, different program family, same CRA plumbing.
Why is Canada PRO monthly in Ontario but quarterly in Alberta?
Each province designed its own program. Ontario pays the Trillium Benefit monthly on the 10th, while Alberta pays the ACFB four times per year in February, May, August and November. The label stays identical; the rhythm belongs to the program.
Why did I get one large Canada PRO deposit in July?
That's Ontario's lump sum rule. An annual Trillium entitlement of $500 or less pays as one deposit in July instead of 12 monthly payments, so the whole benefit year lands at once. It won't repeat until next July.
Do provinces other than Ontario and Alberta use Canada PRO?
Those two produce nearly all PRO deposits, since other provincial credits mostly ride inside Canada FPT payments instead. A PRO deposit in another province is worth confirming in CRA My Account, where every payment shows its program name.
Sources

Where this information comes from

Program facts come from ontario.ca, alberta.ca and the CRA's provincial programs pages on canada.ca. Last verified July 8, 2026, re-checked quarterly, corrected within 24 hours when anything changes.