CPP disability pays on the exact same dates as the CPP retirement pension, the third-to-last business day of each month. Here's the 2026 schedule, this year's verified amounts, and what changes at 65.
The next CPP disability payment arrives on Wednesday, July 29, 2026, the same date as the CPP retirement pension. Deposits post by early morning, and the children's benefit arrives the same day as its own separate deposit.
One calendar covers every CPP benefit. Disability payments follow the CPP retirement payment dates exactly, from January 28 through the early December 22 payment.
| Month | Payment date | Day of week | Status |
|---|---|---|---|
| January | January 28, 2026 | Wednesday | Paid |
| February | February 25, 2026 | Wednesday | Paid |
| March | March 27, 2026 | Friday | Paid |
| April | April 28, 2026 | Tuesday | Paid |
| May | May 27, 2026 | Wednesday | Paid |
| June | June 26, 2026 | Friday | Paid |
| July | July 29, 2026 | Wednesday | Upcoming |
| August | August 27, 2026 | Thursday | Upcoming |
| September | September 25, 2026 | Friday | Upcoming |
| October | October 28, 2026 | Wednesday | Upcoming |
| November | November 26, 2026 | Thursday | Upcoming |
| December | December 22, 2026 | Tuesday | Upcoming |
The 2026 maximum is $1,741.20 per month and the average recipient gets $1,191.72. Every payment combines a flat-rate portion everyone receives with an earnings-related portion built from your contribution history.
Everyone on CPP disability gets the $610.46 flat-rate portion in 2026. The earnings-related portion adds up to $1,130.74 on top, which is where individual amounts diverge.
Each dependent child qualifies for $307.81 per month in 2026, paid as a separate deposit on the same dates. It doesn't reduce the parent's benefit.
People who became disabled after starting early CPP receive the post-retirement disability benefit instead: a flat $610.46 top-up beside the retirement pension.
Two money facts catch people out. CPP disability is taxable, and Service Canada doesn't withhold tax unless you ask, so an unplanned bill can land at filing time. Long-term disability insurers also offset most private LTD payments dollar for dollar against CPP disability, which means the combined income often stays flat even after approval. Your exact figure sits in My Service Canada Account; these are published program maximums, not a promise of your entitlement.
The benefit converts to a regular CPP retirement pension automatically the month after your 65th birthday. You don't apply, the payment dates don't move, and the deposit keeps arriving on the same calendar. The amount changes though: the flat-rate portion ends at conversion, so most people see a smaller deposit from that month on.
That's also the month OAS typically starts, which softens the drop. The two pensions arrive together on the shared schedule, covered on our CPP and OAS payment dates page, and GIS tops up low-income seniors inside the OAS deposit.
Service Canada asks for 5 business days after the payment date before you report a missing payment. Deposits post overnight, so money that hasn't shown by early morning usually points to stale banking details rather than a missed run, and that's fixed in My Service Canada Account before the next payment date.
A handful of credit unions and online banks release government deposits one business day early, so a friend being paid before you isn't a warning sign. Cheques follow the same calendar with mail time added, and December's early payment on the 22nd still leads into the usual 5-week gap before late January 2027.
The schedule comes from the official Government of Canada benefits payment calendar and amounts from Service Canada's published 2026 CPP disability figures. Last verified July 8, 2026, re-checked quarterly, corrected within 24 hours when anything changes.