Verified July 8, 2026 against Retraite Québec publications

QPP Payment Dates 2026

The Quebec Pension Plan pays on the last working day of each month, about 2 days after CPP. Here's the verified 2026 schedule, the $1,507.65 maximum, and how the Quebec calendar differs from the federal one.

Next payment
--days
July 31, 2026
2026 max, age 65
$1,507
$1,507.65, same as CPP
2026 increase
+2.0%
January indexation
Versus CPP
+2days
QPP pays after the federal date
QPP payment dates 2026 calendar with last working day highlighted, golden coins and a fleur-de-lis
Next deposit

When is the next QPP payment?

--days until the deposit

The next QPP payment arrives on Friday, July 31, 2026, the last working day of the month. OAS arrives separately on July 29 with the federal pensions, so Quebec retirees collecting both see two deposits this week.

Full schedule

What are the QPP payment dates for 2026?

Retraite Québec pays retirement, disability and survivor pensions 12 times in 2026, on the last working day of each month, with September and December published a day earlier than you'd expect.

MonthPayment dateDay of weekStatus
January January 30, 2026 Friday Paid
February February 27, 2026 Friday Paid
March March 31, 2026 Tuesday Paid
April April 30, 2026 Thursday Paid
May May 29, 2026 Friday Paid
June June 30, 2026 Tuesday Paid
July
CPP and OAS paid July 29, QPP two days later
July 31, 2026 Friday Upcoming
August August 31, 2026 Monday Upcoming
September
Published date, a day before month end
September 29, 2026 Tuesday Upcoming
October October 30, 2026 Friday Upcoming
November November 30, 2026 Monday Upcoming
December
Holiday-adjusted, a day early
December 30, 2026 Wednesday Upcoming
The 2-day gap

How do QPP dates compare to CPP?

The two plans pay on different rules. CPP uses the third-to-last business day while QPP uses the last working day, which lands QPP about 2 days later every month. In July 2026 that's CPP on the 29th and QPP on the 31st; in February it was the 25th versus the 27th.

The gap matters most in households collecting from both plans, which happens whenever careers crossed provincial lines. It also explains why a Quebec retiree's OAS never arrives with their QPP: OAS follows the federal calendar on our CPP payment dates page, and it doesn't wait for Retraite Québec.

Beyond timing, the plans mirror each other deliberately: same contribution structure, same 55% to 42% early-late adjustment range, and identical $1,507.65 retirement maximums for 2026. A Quebecer's pension math reads almost exactly like the combined CPP and OAS schedule, shifted 2 days right.

Amounts

How much is QPP in 2026?

The maximum retirement pension at 65 is $1,507.65 per month, identical to CPP, after January 2026's 2% indexation. Disability and survivor pensions carry their own maximums on the same dates, so there's one calendar for everything.

Retirement pension

Up to $1,507.65 at 65. Starting at 60 reduces it up to 36%, waiting until 72 in Quebec increases it beyond the federal 42% cap, one place QPP is more generous than CPP.

Disability pension

Up to $1,737.67 per month in 2026, $3.53 below CPP's equivalent; it isn't a mistake, the plans round separately. It converts to a retirement pension at 65 the same way.

Survivor pensions

From $719.50 for a surviving spouse under 45 to $1,173.58 for ages 45 to 65, plus $307.81 per orphaned child, all on the monthly calendar above.

Those are published maximums, not a promise of your entitlement; your contribution record in Retraite Québec's My Account decides the real number, and most pensions land well below the ceiling. QPP is taxable income, so a withholding request there saves a surprise at filing time.

Troubleshooting

What if your QPP payment is late?

Deposits post on the payment date, and Retraite Québec's My Account shows each payment as issued. Money missing the next morning usually points to banking details, and a change there doesn't apply until the following month's run.

Quebecers watching two calendars have an easy sanity check: OAS landing on the 29th confirms the federal side is fine, and QPP follows within 2 working days. Both systems ask you to wait 5 business days before calling; it's the same wait rule the rest of the Canada benefit payment calendar uses.

Quick answers

QPP payment questions, answered

Is QPP taxable?
Yes. Like CPP, the Quebec Pension Plan is taxable income, and tax isn't withheld unless you request it through Retraite Québec. Pairing it with the OAS pension often pushes retirees into owing at filing time without a withholding request.
Do QPP and OAS arrive on the same day?
No, and that surprises Quebec retirees every month. OAS is federal and pays with CPP on July 29 this month, while QPP pays on July 31. A Quebecer collecting both sees two deposits about 2 days apart.
What if you worked in Quebec and other provinces?
The two plans coordinate. Contributions to CPP and QPP both count, and the plan of your residence at retirement pays the combined pension. Nothing is lost by moving; the file follows you.
Why is the QPP disability amount different from CPP?
The plans mirror each other but index separately. QPP's 2026 disability maximum is $1,737.67 versus CPP's $1,741.20, a $3.53 gap from rounding differences in each plan's calculations. The retirement maximums match exactly at $1,507.65.
What are the QPP payment dates for 2027?
Retraite Québec publishes the 2027 calendar in late 2026, on the same last-working-day rule. The January 2027 payment lands at the end of January, and we'll post the confirmed table the day it appears.
Sources

Where these dates come from

The schedule and amounts come from Retraite Québec's payment dates page and its 2026 indexation publications. Last verified July 8, 2026, re-checked quarterly, corrected within 24 hours when anything changes.